Introduction
Welcome to First Trust Bank. By using our website, mobile app, or other services (collectively, the “Services”), you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, you must not use our Services.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our Services. By using our Services, you confirm that you meet these requirements.
3. Account Registration
- You are responsible for providing accurate and up-to-date information when creating an account.
- You agree to maintain the confidentiality of your login credentials.
- You are responsible for all activity that occurs under your account.
- You must notify us immediately of any unauthorized use of your account.
4. Use of Services
- You agree to use our Services for lawful purposes only.
- You must not attempt to access, disrupt, or interfere with any part of our systems or Services.
- You agree not to use our Services to commit fraud, money laundering, or any illegal activity.
5. Transactions
- All transactions are subject to verification and applicable laws.
- We may decline or reverse transactions that are fraudulent, illegal, or violate our policies.
- You are responsible for ensuring that all transaction details provided are accurate.
6. Fees and Charges
- Certain Services may incur fees, which will be clearly disclosed at the time of the transaction.
- You agree to pay any applicable fees for using our Services.
- We reserve the right to update fees, with notice provided where required by law.
7. Intellectual Property
- All content, logos, designs, and software on our Services are the property of First Trust Bank or our partners.
- You may not copy, reproduce, or distribute any content without our prior written consent.
8. Privacy
Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
9. Limitation of Liability
- While we take all reasonable measures to ensure the security and accuracy of our Services, we are not liable for losses resulting from system errors, unauthorized access, or circumstances beyond our control.
- We are not responsible for indirect, incidental, or consequential damages arising from the use of our Services.
10. Termination
- We may suspend or terminate your account if you violate these Terms and Conditions or engage in fraudulent activity.
- You may close your account by contacting our support team.
11. Changes to Terms
We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our Services constitutes acceptance of any updated terms.
12. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Insert Jurisdiction/Country]. Any disputes arising will be subject to the exclusive jurisdiction of the courts in that jurisdiction.
